Terms & Conditions

Last updated: April 8, 2025

These Terms and Conditions ("Terms") govern your access to and use of the Savant Capital website located at savantloan.com, operated by Blue Bear Group LLC ("Company," "we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms.

1. Description of Services

Savant Capital is a financial marketplace and brokerage service. We connect small businesses with a network of lending partners. We are not a direct lender. Loan terms, interest rates, and approvals are determined solely by the lending institutions in our network.

2. No Guarantee of Financing

Submitting an inquiry through our website does not guarantee that you will be approved for any financing product. All lending decisions are made by our lending partners in accordance with their own underwriting criteria.

3. Eligibility

By using this Site, you represent that you are at least 18 years of age, legally authorized to act on behalf of the business you represent, and seeking financing for legitimate business purposes.

4. Accuracy of Information

You agree to provide accurate, complete, and truthful information when submitting any inquiry or application through the Site. Providing false or misleading information may result in denial of services and could have legal consequences.

5. Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

6. Intellectual Property

All content on this Site, including text, graphics, logos, and design, is the property of Blue Bear Group LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

7. Disclaimer of Warranties

The Site and its content are provided "as is" without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, Blue Bear Group LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site or reliance on any information provided herein.

9. Third-Party Links

The Site may contain links to third-party websites. We are not responsible for the content or practices of any linked sites and do not endorse them.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

11. Changes to These Terms

We reserve the right to update these Terms at any time. Continued use of the Site following any changes constitutes your acceptance of the revised Terms.

12. Contact Us

If you have questions about these Terms, please contact us at:

Blue Bear Group LLC (d/b/a Savant Capital)
📧 info@savantloan.com
📞 (201) 377-8777
📍 New York, NY